People with a sense of wellbeing in their lives have better financial outcomes, BT believes.
BT said it is partnering wellbeing and superannuation in its new approach to draw together all key aspects of wellbeing — financial, health, family, community, workplace, and values.
BT Financial Group general manager of superannuation, Melinda Howes, said "our intention is to take super in a new direction, to change how Australians feel about their super from something a long way in the future to something that benefits them now".
According to BT's Australian Financial Health Index, Australians who gave themselves a physical fitness score of four or above out of five, 45 per cent gave themselves a financial fitness score of eight or above out of 11.
For those who rated themselves as not physically fit (score of one or two out of 15), just 22 per cent gave themselves a score of eight or above for their financial fitness.
"Super provides our future wellbeing and this is very powerful when aligned with initiatives that address our current wellbeing, including physical and mental health," Howes said.
"Companies want fitter, happier, and more engaged employees. Many of our super members also want to be healthier, more balanced and need help sorting out their finances."
The index also found financially educated Australians were getting better quality sleep than those less financially literate.
Those who agreed to "feeling financially educated", 67 per cent say their sleep quality is good or very good, compared to those who disagreed with the statement (43 per cent).
Private market assets in super have surged, while private debt recorded the fastest growth among all investment types.
The equities investor has launched a new long-short fund seeded by UniSuper, targeting alpha from ASX 300 equities using AI insights.
The fund has strengthened efforts to boost gender diversity, targeting 40:40:20 balance across its investment teams by 2030.
The lower outlook for inflation has set the stage for another two rate cuts over the first half of 2026, according to Westpac.