The fund has posted double-digit returns, outperforming major funds and highlighting index-based investing and asset-allocation differences.Stockspot Super has released its first year of performance results, showing member returns above those delivered by Australia’s largest superannuation funds.
Over the 12 months to 31 December, Stockspot’s high growth Topaz portfolio, with a 78/22 allocation to growth and defensive assets, returned 19.0 per cent after fees.
Comparable options at major funds delivered returns of around 10 per cent over the same period.
Stockspot’s growth Emerald portfolio, with a 70/30 allocation to growth and defensive assets, returned 17.4 per cent after fees, compared with approximately 9 per cent for equivalent balanced options at large super funds.
Founder and chief executive Chris Brycki said the comparison was like for like.
“These are portfolios taking similar levels of risk,” Brycki said. “Yet members at large funds have earned roughly half the return in 2025.”
Brycki said the results highlighted structural issues across the super industry, with Stockspot portfolios built exclusively using broad-market, low-cost ETFs.
“The long-term evidence continues to support index investing,” he said. “Despite this, most super funds actively manage the majority of member money using complex active strategies that add cost without reliably adding value.”
Asset allocation also played a key role, with Stockspot maintaining a meaningful allocation to gold since 2013.
Gold returned 54.3 per cent over the last calendar year, while most large super funds hold little or no gold exposure and instead favour infrastructure and private credit, which typically carry higher fees and weaker diversification.
Strong asset-allocation outcomes also flowed through to other portfolios, with Stockspot’s High Growth Income portfolio returning 23.2 per cent and its High Growth Inflation portfolio returning 50.3 per cent due to higher allocations to hard assets including gold, gold miners and silver.
Brycki cautioned that the inflation portfolio result was exceptional.
“A 50 per cent return is not normal and we would never suggest it is,” he said. “But it does show how much difference sensible asset allocation and diversification can make.
“We believe a simple portfolio of low cost ETFs can deliver much better outcomes for super members over time.”
Stockspot launched Stockspot Super in 2024, offering diversified portfolios built with exchange traded funds and no active stock picking or private assets, with the stated aim of maximising long-term member outcomes by reducing fees and complexity.
