Mike, this comment is not in response to the article 'Hamstrung". But I need to make the comment that something needs to be done to stop 'experts' and commentators saying that super payments are taken out of wages. As you know, payments are calculated as a percentage of wages, and come from employers' revenue. When super was first established under Keating there was a trade-off in portions of wage-rises with employer-paid super. As the years have gone by, this has been lost, eroded, or forgotten. It still may be embedded in some way. I am not expert enough to say, but it is a matter which should be discussed. With almost totally flat wages at the moment, it is hard to see a relationship of trade-off.