Couldn't agree more. Additionally all taxation should be removed from TPD payments, it is ludicrous that someone is this position is taxed, they have enough to deal with already, and is a function of long they have actually owned that particular fund, or what funds have been rolled into with other eligible service period dates.

Also the Any/Own issue for TPD in super should be removed. What legislative outcome is this designed to achieve? Bureaucratic madness for now purpose whatsoever, all TPD should be able to be owned inside super.