Hey Stephen,

what age am I going to die? No really, when EXACTLY am I going to die?

This is why there are bequests, because many people die sooner than they hoped but need to ensure they have capital to fund the income required if they live longer than expected.

But you've got that covered haven't you? We know what you are up to.

Government bond backed annuity anyone? Used to fund ESG and Industry Fund infrastructure?

Just steal it all now and be done with it.