It is so very predictable of the ISA to take this path, I wonder how their own "vertically integrated" advice channels would fair if a spot light was put on them. How about their member funds own reporting of asset valuations (which can be years out of date!) that go to their supposedly better returns. Then there's the numerous changes they make to their group insurance policies which often put their members in a state of confusion as to what they're actually covered for, if they get informed at all. I actually think the remit of the Royal Commission was not broad enough. Lets have another crack and focus on the significant default sector which encompasses the ISA membership. It ain't all roses as they say.