Actually if Tim Wilson's predecessors had be doing the excellent job that he has done over the past year, the Hayne RC would not have occurred. Also, we have also learned that the Industry Funds don't like disclosing much at all. Their party is now over. Perhaps the Industry Funds need to stop screwing their competitors & stop screwing retail advisers, then fess-up sessions like this wouldn't happen. The pendulum is now swinging back again.