The ability to use previously accumulated superannuation towards a deposit for first home buyers does not inflate the vendor selling price.

However, free first home buyer grants, welfare rental assistance dollars, not making the domestic home an assessable asset for qualification of the Age Pension leads to personal savings of surplus dollars being used to over capitalise the domestic home thereby increasing the sale value and/or inheritance thereof. Also it leads to an increased welfare dollar provided Age Pension and should emergency additional funds eventually be required a reverse mortgage could be considered.

If Superannuation is truly to be used in Retirement then the illogical favoured treatment of domestic property needs to be removed along with the welfare rental assistance.